NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202 Seattle, WA 98104 TS No.: WA-19-849902-RM APN No.: 19111133521 Title Order No.: 8749539 Reference Number of Deed of Trust: Instrument No. 7597928 Parcel Number(s): 19111133521 Grantor(s) for Re-­cording Purposes under RCW 65.04.015: RACHEL CANCINO, AN UNMARRIED WOMAN Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): Bank of America, N.A Current Trustee of the Deed of Trust: Quality Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Reverse Mortgage Solutions, Inc. I.NOTICE IS HERE­BY GIVEN that Quality Loan Ser­vice Corp. of Washington, the undersigned Trustee, will on 8/9/2019, at 10:00 AM At the main en­trance to the Yakima County Court­house, located at 128 N 2nd St, Yakima, WA 98901 sell at public auction to the highest and best bid­der, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from Fed­erally or State chartered banks, at the time of sale the following de­scribed real property, situated in the County of YAKIMA, State of Wash­ington, TRACT 18, WAPATO HOME AND GARDEN TRACTS, RECORDED IN VOLUME “F” OF PLATS, PAGE 48,RECORDS OF YAKIMA COUNTY, WASHING­TON;EXCEPT THE SOUTH 150 FEET THEREOF. SITUATED IN YAKIMA COUNTY, STATE OF WASHINGTON. More commonly known as: 307 NORTH CENTRAL AVENUE, WAPATO, WA 98951 which is subject to that certain Deed of Trust dated 1/24/2008, recorded 1/31/2008, under 7597928 records of YAKIMA County, Washington, from RACHEL CANCINO, AN UN­MARRIED WOMAN, as Grantor(s), to LANDAMERICA SOUTHLAND TITLE, as Trustee, to secure an ob­ligation in favor of NATIONAL CITY MORTGAGE, as Beneficiary, the beneficial interest in which was sub­sequently assigned to Bank of America, N.A under and assignment recorded under Auditors File Num­ber 7919049 II. No action com­menced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Bor­rower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: BORROWER(S) FAILED TO MAINTAIN HAZARD INSURANCE ON THE PROPER­TY, AND/OR FAILED TO PRO­VIDE ADEQUATE PROOF OF IN­SURANCE, IN VIOLATION OF THE TERMS OF BORROWER(S)’ HOME EQUITY CONVERSION MORTGAGE IV. The total sum ow­ing on the obligation secured by the Deed of Trust is: the principal sum of $93,511.12, together with interest as provided in the Note, Deed of Trust, or other instrument secured from 1/24/2008 on, and such other costs, fees, and charges as are due under the Note, Deed of Trust, or other instrument secured, and as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made with-­out warranty, expressed or implied, regarding title, possession or en­cumbrances on 8/9/2019. The default(s) referred to in Paragraph III must be cured before this sale date (if curable) to cause a discon­tinuance of the sale. The sale will be discontinued and terminated if the default as set forth in Paragraph III is cured. For monetary defaults, payments must be in cash or with cashiers or certified checks from a State or Federally chartered bank. The sale may also be terminated any time before the sale date set forth in this Paragraph if the Bor­rower, Grantor or holder of any re­corded junior lien or encumbrance pays the entire principal and inter­est, plus costs, charges, fees and advances, if any, made pursuant to the terms of the Note, Deed of Trust and/or other instrument secured, and cures all other defaults. VI. A written Notice of Default was trans­mitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME RA­CHEL CANCINO ADDRESS 307 NORTH CENTRAL AVENUE, WA­PATO, WA 98951 by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has pos­session of proof of such service or posting. These requirements were completed as of 2/26/2019. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to de­prive the Grantor, and all those who hold by, through or under the Gran­tor, of all their interest in the above-described property. IX. Anyone hav­ing any objections to this sale on any grounds whatsoever will be af­forded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiv­er of any proper grounds for invali­dating the Trustee’s Sale. X.NOTICE TO OCCUPANTS OR TENANTS - The Purchaser at the Trustee’s Sale is entitled to pos­session of the property on the 20th day following the sale, as against the Grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the Purchaser has the right to evict occupants who are not ten-­ants by summary proceedings under Chapter 59.12 RCW. For tenant-oc­cupied property, the Purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE OF YOUR HOME. In the event the property secured by the Deed of Trust is owner-occupied residential real property, you may be eligible for mediation, you have only 20 DAYS from the recording date of this Notice to pursue mediation. DO NOT DELAY. CONTACT A HOUS-­ING COUNSELOR OR AN AT-­TORNEY LICENSED IN WASH-­INGTON NOW to assess your situ­ation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS-­TANCE Housing counselors and le-­gal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Toll-free: 1-877-894-HOME (1-877-894-4663) or website:­meownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National website: http://por-­ or for Local counseling agencies in Wash­ington:­dex.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or web-­site: If the sale is set aside for any rea-­son, including if the Trustee is un-­able to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchas­er’s sole and exclusive remedy. The Purchaser shall have no further re-­course against the Borrower, Gran­tor, Trustee, Beneficiary, Benefici­ary’s Agent, or Beneficiary’s Attor­ney. Additional Information provided by the Trustee: If you have previ­ously been discharged through bankruptcy, you may have been re-­leased of personal liability for this loan, in which case this letter is in-­tended to exercise the Note holders right’s against the real property only. The Trustee’s Sale Number is WA-19-849902-RM. Dated: 3/29/2019 Quality Loan Service Corp. of Washington, as Trustee By: Maria Montana, Assistant Secretary Trus­tee’s Address: Quality Loan Service Corp. of Washington 108 1st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Num­ber: WA-19-849902-RM Sale Line: 916-939-0772 or Login to: IDSPub #0151764 7/10/2019 7/31/2019


July 10 and 31, 2019

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