NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA-19-849438-RM Title Order No.: 8749339 Reference Number of Deed of Trust: Instrument No. 7884890 Parcel Number(s): 181328-21426 Grantor(s) for Re­cording Purposes under RCW 65.04.015: CARMEN M MCCLINTOCK, A SINGLE WOMAN Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): ALABAMA HOUSING FINANCE AUTHORITY Current Trustee of the Deed of Trust: Quality Loan Service Corpo­ration of Washington Current Loan Mortgage Servicer of the Deed of Trust: Alabama Housing Finance Authority I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the under­signed Trustee, will on 9/13/2019, at 10:00 AM At the main entrance of the Yakima County Courthouse, 128 North 2nd St., Yakima, WA 98901 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certi­fied checks from federally or State chartered banks, at the time of sale the following described real proper­ty, situated in the County of YAKI­MA, State of Washington, to-wit: THE SOUTH 36 FEET OF LOT 27 AND THE NORTH 68 FEET OF LOT 28, VARKER ADDITION, RE­CORDED IN VOLUME S OF PLATS, PAGE 15, RECORDS OF YAKIMA COUNTY, WASHING­TON. More commonly known as: 709 S 59TH AVE, YAKIMA, WA 98902 Subject to that certain Deed of Trust dated 8/25/2015, recorded 9/1/2015, under Instrument No. 7884890 records of YAKIMA County, Washington, from CAR­MEN M MCCLINTOCK, A SINGLE WOMAN, as grantor(s), to VALLEY TITLE GUARANTEE, as original trustee, to secure an obligation in favor of Mortgage Electronic Regis­tration System, Inc. nominee for EVERGREEN MONEYSOURCE MORTGAGE COMPANY, ITS SUCCESSORS AND ASSIGNS., as original beneficiary, the benefi­cial interest in which was subse­quently assigned to ALABAMA HOUSING FINANCE AUTHORITY, the Beneficiary, under an assign­ment recorded under Auditors File Number 8001406. II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Bor­rower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $25,542.82. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $257,432.51, together with interest as provided in the Note from 6/1/2018 on, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made with­out warranty, expressed or implied, regarding title, possession or en­cumbrances on 9/13/2019. The de­faults referred to in Paragraph III must be cured by 9/2/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discon­tinuance of the sale. The sale will be discontinued and terminated if at any time before 9/2/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Par­agraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or fed­erally chartered bank. The sale may be terminated any time after the 9/2/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encum­brance by paying the principal and interest, plus costs, fees and ad­vances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of De­fault was transmitted by the Benefi­ciary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has pos­session of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Foreclosure provided to the Borrower(s) and Grantor(s). These requirements were complet­ed as of 3/13/2019. VII. The Trus­tee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Gran­tor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any ob­jections to this sale on any grounds whatsoever will be afforded an op­portunity to be heard as to those ob­jections if they bring a lawsuit to re­strain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OC­CUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the prop­erty on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occu­pants who are not tenants. After the 20th day following the sale the pur­chaser has the right to evict occu­pants who are not tenants by sum­mary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall pro­vide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue media­tion. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASH­INGTON NOW to assess your situ­ation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS­TANCE Housing counselors and le­gal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commis­sion: Toll-free: 1-877-894-HOME (1-877-894-4663) or Web site: The United States Department of Housing and Urban Development: Toll-free: 1-800-569-4287 or National Web Site: or for Local counseling agencies in Washington: The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 1-800-606-4819 or Web site: Additional information provided by the Trustee: If you have previously been discharged through bankrupt-­cy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA-19-849438-RM. Dated: 5/6/2019 Qual­ity Loan Service Corp. of Washing­ton, as Trustee By: Maria Montana, Assistant Secretary Trustee’s Ad­dress: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call toll-free: (866) 925-0241 Trustee Sale Number: WA-19-849438-RM Sale Line: 1-800-801-8003 or Login to: IDSPub #0152847 8/14/2019 9/4/2019


August 14 and September 4, 2019

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