NOTICE OF TRUSTEE’S SALE Pursuant to the Revised Code of Washington 61.24, et seq.108 1st Ave South, Suite 202, Seattle, WA 98104 Trustee Sale No.: WA17784773BB Title Order No.: 170102898WAMSO Reference Number of Deed of Trust: Instru­ment No. 7458146 Parcel Number(s): 18132241471 Grantor(s) for Recording Purposes under RCW 65.04.015: LOUISE A. SLAMP CRAMER AND CARL R. CRAMER, WIFE AND HUSBAND Current Beneficiary of the Deed of Trust and Grantee (for Recording Purposes under RCW 65.04.015): U.S. Bank National Association, as Trustee, as successor-in-interest to Bank of America, N.A., as Trustee, as successor by merger to LaSalle Bank National Association, as In­denture Trustee for the holders of the Accredited Mortgage Loan Trust 20053 Asset Backed Notes Current Trustee of the Deed of Trust: Qual­ity Loan Service Corporation of Washington Current Loan Mortgage Servicer of the Deed of Trust: Se­lect Portfolio Servicing, Inc. I.NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trus­tee, will on 9/13/2019, at 10:00 AM At the main entrance to the Yakima County Courthouse, located at 128 N 2nd St, Yakima, WA 98901 sell at public auction to the highest and best bidder, payable in the form of credit bid or cash bid in the form of cashier’s check or certified checks from federally or State chartered banks, at the time of sale the fol­lowing described real property, situ­ated in the County of YAKIMA, State of Washington, towit: LOT 1, YAKIMA AVENUE ADDITION, AD­JACENT TO YAKIMA, WASHING­TON, ACCORDING TO THE OFFI­CIAL PLAT THEREOF, RECORD­ED IN VOLUME “I” OF PLATS, PAGE 7, RECORDS OF YAKIMA COUNTY, WASHINGTON. More commonly known as: 1 N 36TH AVE, YAKIMA, WA 98902 Subject to that certain Deed of Trust dated 6/8/2005, recorded 6/13/2005, under Instrument No. 7458146 records of YAKIMA County, Wash­ington, from LOUISE A. SLAMP CRAMER AND CARL R. CRAMER, WIFE AND HUSBAND, as grantor(s), to FIRST AMERICAN TI­TLE COMPANY, as original trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REG­ISTRATION SYSTEMS, INC., AS NOMINEE FOR HOME FUNDS DI­RECT, ITS SUCCESSORS AND ASSIGNS, as original beneficiary, the beneficial interest in which was subsequently assigned to U.S. Bank National Association, as Trustee, as successor-in-interest to Bank of America, N.A., as Trustee, as suc­cessor by merger to LaSalle Bank National Association, as Indenture Trustee for the holders of the Ac­credited Mortgage Loan Trust 20053 Asset Backed Notes, the Benefi­ciary, under an assignment record­ed under Auditors File Number 7945471 II. No action commenced by the Beneficiary of the Deed of Trust as referenced in RCW 61.21.030(4) is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mort­gage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $32,921.12. IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $90,118.52, together with interest as provided in the Note from 9/1/2016 on, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obliga­tion secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, ex­pressed or implied, regarding title, possession or encumbrances on 9/13/2019. The defaults referred to in Paragraph III must be cured by 9/2/2019 (11 days before the sale date), or by other date as permitted in the Note or Deed of Trust, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 9/2/2019 (11 days before the sale), or by other date as permitted in the Note or Deed of Trust, the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 9/2/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obliga­tion and/or Deed of Trust, and cur­ing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower(s) and Grantor(s) by both first class and certified mail, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicu­ous place on the real property de­scribed in Paragraph I above, and the Trustee has possession of proof of such service or posting. The list of recipients of the Notice of Default is listed within the Notice of Fore­closure provided to the Borrower(s) and Grantor(s). These requirements were completed as of 3/25/2019. VII. The Trustee whose name and address are set forth below will pro­vide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Any­one having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS The purchaser at the Trustee’s Sale is entitled to pos­session of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not ten­ants by summary proceedings under Chapter 59.12 RCW. For tenantoc­cupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date of this notice to pursue media­tion. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASH­INGTON NOW to assess your situ­ation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSIS­TANCE Housing counselors and le­gal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commis­sion: Tollfree: 1877894HOME (18778944663) or Web site:­meownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development: Tollfree: 18005694287 or National Web Site: or for Local counseling agencies in Washington: The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: 18006064819 or Web site: Additional information provided by the Trustee: If you have previously been discharged through bankrupt­cy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the noteholders rights against the real property only. The Trustee’s Sale Number is WA17784773BB. Dated: 5/10/2019 Qual­ity Loan Service Corp. of Washing­ton, as Trustee By: Christine Sum­merson, Assistant Secretary Trus­tee’s Address: Quality Loan Service Corp. of Washington 108 1 st Ave South, Suite 202, Seattle, WA 98104 For questions call tollfree: (866) 9250241 Trustee Sale Num­ber: WA17784773BB Sale Line: 9169390772 or Login to: IDSPub #0153001 8/14/2019 9/4/2019


August 14 and September 4, 2019

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