Trustee Sale # 075114-WA Title # 180422584 Notice of Trustee’s Sale Grantor(s): RICHARD CHENEY, AND LORI CHENEY, HUSBAND AND WIFE Grantee(s): FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee Current beneficiary of the deed of trust: THE BANK OF NEW YORK MELLON AS TRUSTEE FOR CWABS, INC. ASSET-BACKED CERTIFICATES, SERIES 2007-2 Current trustee of the deed of trust: CLEAR RECON CORP Current mortgage servicer of the deed of trust: SELECT PORTFOLIO SERVICING Reference number of the deed of trust: 7545557 Parcel number(s): 171404-44410 PORTION OF LOT 5 RIVERSIDE ADDITION TO NACHES VOLUME “F”, PAGE 25 I. NOTICE IS HEREBY GIVEN that the undersigned, CLEAR RECON CORP, 9311 S.E. 36th Street, Suite 100, Mercer Island, WA 98040, Trustee will on 12/6/2019 at 10:00 AM OUTSIDE THE MAIN ENTRANCE TO THE YAKIMA COUNTY COURTHOUSE, 128 N. 2ND ST., YAKIMA, WA 98901 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale, the following described real property, situated in the County of Yakima, State of Washington, to-wit: THE NORTH 50 FEET OF THE EAST 140 FEET LOT 5 OF RIVER SIDE ADDITION TO NACHES CITY, ACCORDING TO THE OFFICIAL PLAT THEREOF, RECORDED IN VOLUME “F” OF PLATS, PAGE 25, RECORDS OF YAKIMA COUNTY, WASHINGTON. EXCEPT THAT PORTION CONVEYED TO YAKIMA COUNTY BY INSTRUMENT RECORDED UNDER AUDITOR’S FILE NO. 7442502, RECORDS OF YAKIMA COUNTY, WASHINGTON. Commonly known as: 10060 SOUTH NACHES ROAD NACHES, WA 98937 which is subject to that certain Deed of Trust dated 1/18/2007, recorded 1/23/2007, as Auditor’s File No. 7545557, , records of Yakima County, Washington, from RICHARD CHENEY, AND LORI CHENEY, HUSBAND AND WIFE, as Grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS DESIGNATED NOMINEE FOR AMERICA’S WHOLESALE LENDER, BENEFICIARY OF THE SECURITY INSTRUMENT, ITS SUCCESSORS AND ASSIGNS., as Beneficiary, the beneficial interest in which was assigned to The Bank of New York Mellon as Trustee for CWABS, Inc. Asset-Backed Certificates, Series 2007-2, under an Assignment recorded under Auditor’s File No 7786478. II. No action commenced by the Beneficiary of the Deed of Trust or the Beneficiary’s successor is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $14,769.39 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $113,850.12, together with interest as provided in the Note from 4/1/2018, and such other costs and fees as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 12/6/2019. The defaults referred to in Paragraph III must be cured by 11/25/2019, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 11/25/2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 11/25/2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the or the Grantor’s successor interest or the holder of any recorded junior lien or encumbrance by paying the principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust and curing all other defaults. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): SEE ATTACHED EXHIBIT “1” by both first class and certified mail on 12/18/2018, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the Deed of Trust (the owner) and anyone having an interest junior to the Deed of Trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If you are a servicemember or a dependent of a servicemember, you may be entitled to certain protections under the federal Servicemembers Civil Relief Act and any comparable state laws regarding the risk of foreclosure. If you believe you may be entitled to these protections, please contact our office immediately. THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you are eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission Telephone: 1-877-894-HOME(1-877-894-4663) . Web site: http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm The United States Department of Housing and Urban Development Telephone: 1-800-569-4287 Web site: http://www.hud.gov/offices/hsg/sfh/hcc/fc/index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys Telephone: 1-800-606-4819 Web site: http://nwjustice.org/what-clear THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated: 7/24/2019 CLEAR RECON CORP, as Successor Trustee For additional information or service you may contact: Clear Recon Corp 9311 S.E. 36th Street, Suite 100 Mercer Island, WA 98040 Phone: (206) 707-9599

EXHIBIT “1”

NAME

ADDRESS

LORI CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

LORI J CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

LORI J GROBSCHMIT

10060 SOUTH NACHES ROAD

NACHES, WA 98937

LORI J GROBSCHMIT

AKA LORI J CHENEY AKA

LORI CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

RICHARD CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

RICHARD C CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

RICHARD C CHENEY AKA

RICHARD CHENEY

10060 SOUTH NACHES ROAD

NACHES, WA 98937

PUBLISH: SUNNYSIDE SUN

November 6 and 27, 2019

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