TS No WA07000204-18-1 TO No 180327479-WA-MSO NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. Grantor: NESTOR DE LA TORRE AND HERLINDA MENDEZ, HUSBAND AND WIFE Current Beneficiary of the Deed of Trust: Pingora Loan Servicing, LLC Original Trustee of the Deed of Trust: FIRST AMERICAN TITLE COMPANY Current Trustee of the Deed of Trust: MTC Financial Inc. dba Trustee Corps Current Mortgage Servicer of the Deed of Trust: FLAGSTAR BANK, F.S.B. Reference Number of the Deed of Trust: Instrument No. 7909133 Parcel Number: 181327-33406 I. NOTICE IS HEREBY GIVEN that on January 3, 2020, 09:00 AM, Main Entrance, Yakima County Courthouse, 128 North 2nd Street, Yakima, WA 98901, MTC Financial Inc. dba Trustee Corps, the undersigned Trustee, will sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of Yakima, State of Washington, to-wit: LOT 1 OF SHORT PLAT NO.7882278, AS RECORDED AUGUST 7, 2015, RECORDS OF YAKIMA COUNTY, WASHINGTON. SITUATED IN YAKIMA COUNTY, STATE OF WASHINGTON. APN: 181327-33406 More commonly known as 1312 SOUTH 44TH AVENUE, YAKIMA, WA 98908 which is subject to that certain Deed of Trust dated May 17, 2016, executed by NESTOR DE LA TORRE AND HERLINDA MENDEZ, HUSBAND AND WIFE as Trustor(s), to secure obligations in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), as designated nominee for CMG MORTGAGE, INC DBA CMG FINANCIAL, Beneficiary of the security instrument, its successors and assigns, recorded May 19, 2016 as Instrument No. 7909133 and the beneficial interest was assigned to Pingora Loan Servicing, LLC and recorded June 25, 2018 as Instrument Number 7984833 of official records in the Office of the Recorder of Yakima County, Washington. II. No action commenced by Pingora Loan Servicing, LLC, the current Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrowers’ or Grantors’ default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: FAILURE TO PAY WHEN DUE THE FOLLOWING AMOUNTS WHICH ARE NOW IN ARREARS: DELINQUENT PAYMENT INFORMATION From March 1, 2018 To August 21, 2019 Number of Payments 4 $1,463.92 12 $1,556.47 2 $1,477.36 Total $27,488.04 LATE CHARGE INFORMATION March 1, 2018 August 21, 2019 $234.84 PROMISSORY NOTE INFORMATION Note Dated: May 17, 2016 Note Amount $224,852.00 Interest Paid To: February 1, 2018 Next Due Date: March 1, 2018 Current Beneficiary: Pingora Loan Servicing, LLC Contact Phone No: (800) 968-7700 Address: 5151 Corporate Drive, Troy, MI 48098 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $217,261.12, together with interest as provided in the Note or other instrument secured, and such other costs and fees as are due under the Note or other instrument secured, and as are provided by statute. V. The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on January 3, 2020. The defaults referred to in Paragraph III must be cured by December 23, 2019, (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before December 23, 2019 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustees’ fees and costs are paid. Payment must be in cash or with cashiers’ or certified checks from a State or federally chartered bank. The sale may be terminated any time after the December 23, 2019 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the entire principal and interest secured by the Deed of Trust, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. VI. A written Notice of Default was transmitted by the current Beneficiary, Pingora Loan Servicing, LLC or Trustee to the Borrower and Grantor at the following address(es): ADDRESS NESTOR DE LA TORRE 1312 SOUTH 44TH AVENUE, YAKIMA, WA 98908 HERLINDA MENDEZ 1312 SOUTH 44TH AVENUE, YAKIMA, WA 98908 by both first class and certified mail on August 14, 2018, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served with said written Notice of Default or the written Notice of Default was posted in a conspicuous place August 14, 2018 on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustees’ Sale. X. Notice to Occupants or Tenants. The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. Notice to Borrower(s) who received a letter under RCW 61.24.031: THIS NOTICE IS THE FINAL STEP BEFORE THE FORECLOSURE SALE OF YOUR HOME. You have only 20 DAYS from the recording date on this notice to pursue mediation. DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN ATTORNEY LICENSED IN WASHINGTON NOW to assess your situation and refer you to mediation if you might eligible and it may help you save your home. See below for safe sources of help. SEEKING ASSISTANCE Housing counselors and legal assistance may be available at little or no cost to you. If you would like assistance in determining your rights and opportunities to keep your house, you may contact the following: The statewide foreclosure hotline for assistance and referral to housing counselors recommended by the Housing Finance Commission: Telephone: (877) 894-4663 or (800) 606-4819 Website: www.wshfc.org The United States Department of Housing and Urban Development: Telephone: (800) 569-4287 Website: www.hud.gov The statewide civil legal aid hotline for assistance and referrals to other housing counselors and attorneys: Telephone: (800) 606-4819 Website: www.homeownership.wa.gov Dated: August 27, 2019 MTC Financial Inc. dba Trustee Corps, as Duly Appointed Successor Trustee By: Alan Burton, Vice President MTC Financial Inc. dba Trustee Corps 500 Union Street, Suite 620 Seattle, WA 98101 Toll Free Number: (844) 367-8456 TDD: (800) 833-6388 For Reinstatement/Pay Off Quotes, contact MTC Financial Inc. DBA Trustee CorpsOrder Number 63751, Pub Dates: 12/04/2019, 12/25/2019, SUNNYSIDE DAILY SUN NEWS


December 4 and 24, 2019

(0) comments

Welcome to the discussion.

Keep it Clean. Please avoid obscene, vulgar, lewd, racist or sexually-oriented language.
Don't Threaten. Threats of harming another person will not be tolerated.
Be Truthful. Don't knowingly lie about anyone or anything.
Be Nice. No racism, sexism or any sort of -ism that is degrading to another person.
Be Proactive. Use the 'Report' link on each comment to let us know of abusive posts.
Share with Us. We'd love to hear eyewitness accounts, the history behind an article.